About us

Omnicredit.ro is the first fintech platform for micro funding in Romania, providing factoring, discount and micro funding products , fast and with minimum documents.

Omnicredit specialists, with experience of over 15 years in the financial-banking field, develop financing solutions for small business, which may be accessed online on our platform.

Omnicredit was born from the desire to meet Romanian micro-entrepreneurs who:

Want a simple and safe funding solution without strict terms and bureaucracy;

Want a business environment where they can express creativity without concerns and financial pressure;

Want quality financial education and a trustworthy consultant during rough times.

The majority shareholder of the company is the investment fund Reconstruction Capital II Limited (RC2), a fund existing in Romania since 2005 and listed on London stock exchange.

Our mission

Our mission is to make a difference in the Romanian business landscape by supporting the growth of microenterprises and small enterprises – the engine of every economy, creating the first multi-credit, 100% ONLINE, fintech platform available in Romania.

Diversity

8 different types of customized financial products to cover all financial needs of microenterprises

Time/Fastness

30 seconds to sign in, 1 hour for the crediting decision, 8 hours money in account

Online

No bureaucracy, 100% online credit flow

Support

Communication is very important to us, therefore we make available a virtual assistant and call center specialist to help you choose the right solution

Experience

Counseling and support from a team of professionals

Omnicredit team

Elisa Rusu

CEO & Board Member

With more than 20 years of banking experience on factoring and microcredit, Elisa Rusu has already made the first exit from a similar successful project. Omnicredit is a new challenge, to develop the first online multiproduct microcredit platform in Romania.

Daniela Crutan

Deputy General Manager

With more than 20 years of experience in the financial-accounting area, Daniela deals with budgets, reports and financial projections of Omnicredit.

Mariana Nitulescu

Operations Manager

Factoring specialist with more than 10 years of experience, former head of factoring office in Banca Transilvania, Mariana coordinates the factoring area within Omnicredit.

Veronica Verdes

Senior Factoring Specialist

With over 10 years of experience in the factoring industry, Veronica ensures the fluidity of factoring and discounting operations and that they can be carried out as easily as possible for customers.

Nicoleta Butuc

Nicoleta Butuc

Specialist Risc Microcreditare PJ​

With over 10 years of experience in the risk analysis sector, Nico is part of the microcredit department, analyzing and coordinating the requests of our clients..

Alexandra Soldea

Factoring Specialist

Alexandra is a specialist with over 8 years of experience in the banking financial industry. At Omnicredit, Alexandra specializes in factoring and discounting services

Alexandra Soldea
Luminita Georgescu

Luminita Georgescu

Marketing Director

The success of an online platform also depends on a good professional in the online marketing area. With more than 5 years of experience in financial marketing, Omnicredit is in good hands with Luminita!

Liana Serb

Individual Operations Specialist

With more than 10 years of experience in Individuals crediting, Liana successfully coordinates the Omnicredit Individuals microcredit area.

Adina Ion

Head of Operations Office

Back-office operations specialist with more than 10 years of experience, Adina coordinates the Omnicredit operations area

Omni

With its friendly and intelligent way, our mascot, Omni, helps you with any information you need.

Denisa Dinu

Accounting Head

With more than 5 years of experience in banking accounting area, Denisa successfully manages the relation with NBR and authorities

Georgiana Arsene

Entities Microcredit Risk Specialist

Georgiana comes from the risk analysis area and she is specialized in micro-crediting with more than 8 years of experience in the banking sector

Ionut Belu

Collection Manager Officer

Ionut has more than 5 years of experience in the collecting area and successfully deals with Omnicredit collecting

Gabi Manolache

Junior Accountant

Simona’s role in the Omnicredit team is to ensure the quality of financial services and to monitor and manage the relationship with our clients.

Mihai Badea

Senior Risk Manager

Responsible for verifying the risk procedures, Mihai coordinates and directs the risk assessment actions and proposes management strategies. With more than 10 years experience, Mihai offers solutions that support the company philosophy of the risk management.

Simona Brinza

Factoring Specialist

Simona’s role in the Omnicredit team is to ensure the quality of financial services and to monitor and manage the relationship with our clients.

Ramona Stanemir

DPO

Ramona is the liaison between the organization and the supervisory authority, also between the organization and the persons who have personal data processed by Omnicredit.