During 2022, Omnicredit conducted a survey on several hundred SMEs and among the main problems listed by them, an important one was the impossibility to sign more contracts or fulfill more orders due to the lack of liquidity necessary to start them, especially the payment of suppliers or subcontractors.
So, Omnicredit continues its desire to meet the needs of small entrepreneurs has launched this product simply, quickly and with a minimum of documents.
The product is addressed to micro and small and medium-sized enterprises that have difficulties in honoring their contracts / orders because they do not have the money to pay their suppliers. The main industries that can benefit from this service are: transports, constructions, companies that work with the state, small producers, retailers, etc.
As a guarantee we will make assignment of future receivables on the contracts / orders you have from your customers, and we will notify them of the existence of the assignment. In addition, we will ask you for promissory notes endorsed by the legal representatives of your company, a Cheque and other guarantees if necessary.
The way this product was created is to help you to be more efficient in your treasury activity and to support you in negotiating better prices with your suppliers.
For this service you will pay a granting commission at the time of approval of the credit line and then monthly the interest calculated on the drawn balance.
You must have at least three months of activity and have concluded contracts / orders received from your customers, legal entities.