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Microcredit for IMM

Do you want an additional cash contribution to the company in the form of a microcredit for working capital or investments? At Omnicredit it's very simple: the money in the account within 8 hours* of approval.

Choose the amount and period of the loan that is right for your business
The amount I want to borrow lei
Duration of my loan months
The offer is informative and does not constitute a firm offer. In order to obtain a firm offer, it is necessary to create a user account and fill in the micro-credit application.
Monthly Installment
Lei
Total Payment
Lei

We know that you have a business, and you want quality and reliable financing solutions. Access a microcredit for working capital, investments or mixed destinations, at Omnicredit the purpose doesn’t matter! In other words, for any business need such as goods, purchases, various payments/expenses, payment of suppliers, rent, work equipment, spaces, land, employees, etc., Omnicredit helps you quickly!

 

You can access a micro-credit for any financial need that allows the development of your business. You can even pay your freight suppliers and buy a machine from the same loan. Therefore, in the products section, accessible in your customer account, you will also find the types of microcredits available on our platform.

In principle, you must have had economic activity in the last year. For details, we look forward to hearing from you.

Microcredit offers longer-term financing, which can be a perfect way to grow your business. The repayment will be made in monthly installments, for a maximum of 1 year. The microcredit can also be used in connection with other Omnicredit products.

 

Small and medium-sized enterprises have a major contribution to the development of the local economy and are one of the main sources of job creation. However, in order to develop and contribute to economic growth, SMEs and micro-enterprises need support and access to financing sources.

Loans for SMEs offered by banks can sometimes be rigid and difficult to access by entrepreneurs with small businesses or for those in more vulnerable categories, such as entrepreneurs in rural areas. For these entrepreneurs, a loan for the company from a non-banking financial institution such as Omnicredit is a solution to solve the various problems they face whether it is investment in equipment or technology, business development, entering new markets or temporary financial difficulties.

Omnicredit’s business loans are flexible, fast, unbureaucratic and 100% online. We try to understand the needs of each client and offer them the credit that suits them, adapted to the needs and specifics of each type of business.

One of the common problems that small entrepreneurs face is paying suppliers. Omnicredit has found a solution to this problem and offers starting with 2023 the possibility for customers to access SME credit lines intended exclusively for the payment of suppliers.

Omnicredit understands that loans for small businesses are essential for them to be able to continue their activity and contribute to the development of the economy and society and that is why it continues to support small entrepreneurs to have access to simple, flexible and fast sources of financing.

 

We offer financial products and services that meet the needs of your business. We support the development of your business and the community in which you operate.

*For standard amounts up to 25,000 lei.