About us

Omnicredit.ro is the first fintech platform for micro funding in Romania, providing factoring, discount and micro funding products , fast and with minimum documents.

Omnicredit specialists, with experience of over 15 years in the financial-banking field, develop funding solutions for small business, which may be accessed online on our platform.

Omnicredit was born from the desire to meet Romanian micro-entrepreneurs who:

Want a simple and safe funding solution without strict terms and bureaucracy;

Want a business environment where they can express creativity without concerns and financial pressure;

Want quality financial education and a trustworthy consultant during rough times.

The majority shareholder of the company is the investment fund Reconstruction Capital II Limited (RC2), a fund existing in Romania since 2005 and listed on London stock exchange.

Our mission

Our mission is to make a difference in the Romanian business landscape by supporting the growth of microenterprises and small enterprises - the engine of every economy, creating the first multi-credit, 100% ONLINE, fintech platform available in Romania.

Diversity

8 different types of customized financial products to cover all financial needs of microenterprises

Time/Fastness

30 seconds to sign in, 1 hour for the crediting decision, 8 hours money in account

Online

No bureaucracy, 100% online credit flow

Support

Communication is very important to us, therefore we make available a virtual assistant and call center specialist to help you choose the right solution

Experience

Counseling and support from a team of professionals

Omnicredit team

Elisa Rusu

CEO

With more than 20 years of banking experience on factoring and microcredit, Elisa Rusu has already made the first exit from a similar successful project. Omnicredit is a new challenge, to develop the first online multiproduct microcredit platform in Romania.

Daniela Crutan

Financial Manager

With more than 20 years of experience in the financial-accounting area, Daniela deals with budgets, reports and financial projections of Omnicredit.

Mariana Nitulescu

Factoring & Discount Project Manager

Factoring specialist with more than 10 years of experience, former head of factoring office in Banca Transilvania, Mariana coordinates the factoring area within Omnicredit.

Narcis Ciorobea

IT Project Manager

With an experience of more than 20 years in software industry, Narcis coordinates the IT team, providing technical support and the good operations of our applications.

Luminita Georgescu

Online Marketing Specialist

The success of an online platform also depends on a good professional in the online marketing area. With more than 5 years of experience in financial marketing, Omnicredit is in good hands with Luminita!

Liana Serb

Individual Operations Specialist

With more than 10 years of experience in Individuals crediting, Liana successfully coordinates the Omnicredit Individuals microcredit area.

Adina Ion

Head of Operations Office

Back-office operations specialist with more than 10 years of experience, Adina coordinates the Omnicredit operations area.

Omni

With its friendly and intelligent way, our mascot, Omni, helps you with any information you need.

Denisa Dinu

Accounting Head

With more than 5 years of experience in banking accounting area, Denisa successfully manages the relation with NBR and authorities.

Georgiana Arsene

Entities Microcredit Risk Specialist

Georgiana comes from the risk analysis area and she is specialized in micro-crediting with more than 8 years of experience in the banking sector.

Ionut Belu

Debits Collection Specialist

Ionut has more than 5 years of experience in the collecting area and successfully deals with Omnicredit collecting.

Simona Brinza

Individuals Operations

Simona’s role in Omnicredit team is to assure the quality of financial services and the supervision of the activity of the financial analysts team.

Ramona Ion

Individuals Credits Analyst

With an experience of more than 3 years in the area of financial servicing of individuals, Ramona analyzes the requests of our individuals customers.

Elisa Rusu 360 x 360

Elisa Rusu

CEO

With more than 20 years of banking experience on factoring and microcredit, Elisa Rusu has already made the first exit from a similar successful project. Omnicredit is a new challenge, to develop the first online multiproduct microcredit platform in Romania.

Mariana Nitulescu 360 x 360

Mariana Nitulescu

Factoring & Discount Project Manager

Factoring specialist with more than 10 years of experience, former head of factoring office in Banca Transilvania, Mariana coordinates the factoring area within Omnicredit.

Daniela Crutan 360 x 360

Daniela Crutan

Financial Manager

With more than 20 years of experience in the financial-accounting area, Daniela deals with budgets, reports and financial projections of Omnicredit.

Narcis Ciorobea 360 x 360

Narcis Ciorobea

IT Project Manager

With an experience of more than 20 years in software industry, Narcis coordinates the IT team, providing technical support and the good operations of our applications.

Luminita Georgescu 360 x 360

Luminita Georgescu

Online Marketing Specialist

The success of an online platform also depends on a good professional in the online marketing area. With more than 5 years of experience in financial marketing, Omnicredit is in good hands with Luminita!

Liana Serb 360 x 360

Liana Serb

Individual Operations Specialist

With more than 10 years of experience in Individuals crediting, Liana successfully coordinates the Omnicredit Individuals microcredit area.

Adina Ion

Adina Ion

Head of Operations Office

Back-office operations specialist with more than 10 years of experience, Adina coordinates the Omnicredit operations area.

Denisa Dinu 360 x 360

Denisa Dinu

Accounting Head

With more than 5 years of experience in banking accounting area, Denisa successfully manages the relation with NBR and authorities.

Georgiana Arsene 360 x 360

Georgiana Arsene

Entities Microcredit Risk Specialist

Georgiana comes from the risk analysis area and she is specialized in micro-crediting with more than 8 years of experience in the banking sector.

Ionut Belu 360 x 360

Ionut Belu

Debits Collection Specialist

Ionut has more than 5 years of experience in the collecting area and successfully deals with Omnicredit collecting.

Simona Brinza 360 x 360

Simona Brinza

Individuals Operations

Simona’s role in Omnicredit team is to assure the quality of financial services and the supervision of the activity of the financial analysts team.

Ramona Ion 360 x 360

Ramona Ion

Individuals Credits Analyst

With an experience of more than 3 years in the area of financial servicing of individuals, Ramona analyzes the requests of our individuals customers.